As companies wander in a tariff tsunamam and reshape the Renaissance, new tools and strategies-basis to manage the difficulty are AI-supported.
The impulse of globalizing that began in the years after the World War II reached a point of bending. President Trump’s “Liberation Day” tariff plans triggered a chain reaction that will have permanent repercussions for the movement of international trade and capital.
Although it has not been seen on its scales and in the pause at the moment, Trump’s actions did not come from anywhere. Resoring has been a trend since the early 2000s. The decline of industrial production in both the US and Europe fueled the opposition to the liberalization of trade, which led to increasing tasks and the decision to re -place production facilities in their homes or neighboring countries. HSBC President Mark Tucker, new protectionism will not stop global trade, but globalization in the form of the current form of globalization may have carried out the course ”. It also strengthens slipping towards regional supply chains and flexible production places.
Confronting developing trade dynamics
Banks play a critical role in the ecosystem of trade financing of 9.7 trillion dollars, and their expertise will be very important to help companies navigate their market fluctuations and an uncertain trade financing view.
“Considering the success of the trade financing departments of banks for the last few quarters, several banks increased their budgets this year, Frank says CGI Vice President and Chairman of the Trade and Supply Chain. “However, many bank budgets expected to spend until after the election. In the new year, especially commercial banks can play by supporting their customers in a rapidly changing geopolitical climate, we have seen the commitment to continue to spend.” BNP Paribas’s slogan “A Changing World Bank” helps to explain that Jean-François Denis, Head of Global Trade Solutions, causes the current developments.
“Banks always face changing situations, or he says,“ Whether geopolitical, big events or ESG issues. But especially for all our business and trade financing, our business is to accompany our customers in terms of reducing risks. Trade financing sees as one of the growth columns and continues to invest in trade products, people and systems. It continues to support the realization.
Ronald We see growth potential in various sectors such as Energy, where we see increasing demand from customers in trade, supply chain and receivables finance solutions, Ron said Ronald Supheert, General Manager of Global Chief Trade Finance Services in Ing. Last year, Ing’s trade unit exceeded € 2 billion, which was mobilized to support customers engaged in green or sustainable transitions.
The designed trade wars and the implementation of higher tariffs will have the greatest impact on customers with large trade volumes with the United States, but it also believes in the ability to meet its growth targets in other solutions and other markets.
Eva Rubio Garcia, President of the Global Processing Banking in BBVA, has already focused on its focus on operating capital optimization solutions, which help customers to secure the materials efficiently, thanks to their latest supply chain corrupters such as Banks, Covid-19 Pandemi and Russian-Ukraine War.
“There is an emphasis on preparing for customer treasury needs, especially for instant payments and data, or he says. “After a survival period during Covid, companies now invest in productivity, re -consider financial flows and optimize the cash transformation cycle.”
The developing tariff view poses a real operational and financial risk, and if financial teams want to adapt, better visibility, faster decision -making and stronger scenario planning will be required. Trade wars better understand the trade financing programs that can release agility and working capital. Working capital solutions such as supply chain financing (SCF), dynamic discount and receivable financing can help against the impact of tariffs on capital cost.
Tariffs cause instability, threatening supply chains and business continuity. SCF reduces the negative effects of destructive events by unlocking the working capital trapped in the supply chain. Orbian, one of the first companies to develop a SCF solution, offers an AGNOSTIC model reflected in the latest offers such as Express SCF, fixed ratio discount and flexible payment, a payment of terms and a payment.
Markus Schiffers, General Manager of Orbian, the largest trend of the last two years, says that the payment conditions with suppliers are paying with conditions that provide working capital optimization without requiring to negotiate payment terms. The payment made by the conditions allows the providers to pay to the suppliers on the planned date, while expanding the obligations of payment directly and directly protects the liquidity of the recipient. It allows buyers to manage their cash outputs more predictable, as it has a specific program for payments to Orbian. This predictability helps to estimate cash flow and general financial planning. This maintains the cash flow of the recipient and all develops working capital without the need for the supplier to participate.
Bür You need a very quick solution in developing working capital for buyers, Sch says Schiffers. “Providing supply chain financing to improve working capital takes 18 months or longer. Flex share is valid within two months. The combination of both solutions in a program enables buyers to improve the fastest working capital at the lowest cost.”
However, it is not always possible to move quickly in real -life supply chains, because it takes time to create a complex process that requires new factories, high costs, numerous operational difficulties and potential regulatory and compatibility problems. Many companies that adopt a “China plus” strategy, which diversify the supply chains by establishing production centers outside China, will avoid more relocation until dust is settled.
While China is faced with the highest tariffs with 145%, other Asian economies, which are largely dependent on exports to the US, are significantly affected. Vietnam’s clothing industry is 46% and Bangladesh’s textile industry faces a 37% tariff. African countries with strong US exports also feel the pain with the most punishing tasks levels levels of Lesoto (50%), Madagascar (47%), South Africa (30%) and Côte D’Avoire (21%).
Regional shift
Countries at the end of the buyer are engaged in ways to offer a united façade. Trump tariffs led to the first economic negotiations between South Korea, China and Japan in five years to facilitate regional trade, and seem to increase trade between countries in the global South.
Between 2007 and 2023, south-south trade increased from $ 2.3 trillion to $ 5.6 trillion. The President of the Trade and Working Capital, President of Europe and America and Standard Chartered’s global distributor finance President Daniel Solwayay, believes that geopolitical uncertainties and a unstable tariff view will increase the importance of new trade centers.
“The World Trade Organization expects a 3% increase in global trade in 2025, or he says. “Most of them refer to the global southern trade from the global south. We believe that China, India and ASEAN will continue to be the greatest contribution to global growth in the next decade.”
Standard Chartered hopes to facilitate change. “We have strong and comprehensive teams in Dubai, China and Singapore, Sol says Soloway.
“While we believe that tariffs will affect the growth in certain corridors, we believe that they will be balanced with the growth in other corridors we can catch.”
Daniel SolowayHead of Trade and Business Capital, Standard rental
According to the McKinsey Global Institute, Asia is home to 18 out of 20 fastest growing corridors and 13 largest 20. Solway, which exists in most of these markets, says that standard Chartered is a good position to take advantage of changing trade flows. From the logistics perspective, the planning will be the key. In addition to close and diversified supply chains, logistics networks must be flexible enough to adapt to new customs barriers and margins to absorb extra costs.
“Unexpected results in logistics affect business operations, Juk Jukka Kuusala, President of Danske Bank Trade Finance, warns. “Tariff adjustments have become complicated. Once a single tariff for the machine is now changing for components such as aluminum and stainless steel pieces. Customs officials cause logistics problems and lead to shipping delays while struggling to import and export.”
Kuusala says export/ import companies in Europe demand additional security for US transactions. “While European companies generally use bank guarantees to secure contractual obligations, US companies prefer to wait for the US companies. This difference has increased the demand for consultancy services as companies visit these requirements.”
Companies will need to adapt to uncertainties and investigate trade financing solutions to help manage balance sheets and working capital. The currency unit incompatibilities are also a threat; Standard Chartered offers SC Prismfx, a digital foreign exchange solution to address these problems.
Navigation in uncertainty
Soloway, customers are looking for guidance on existing uncertainty, potential tariffs and geopolitical issues. Soloway is also interested in the preservation of margins and price flexibility and the management of working capital metrics. They are also interested in preserving margins and price elasticity and managing working capital metrics.
In addition to the Treasury Leadership Forums, which was initiated in 2024 and accredited by the London Banking and Finance Institute, Standard Chartered’s in -house experts, standard Chartered’s in -house experts and corporate treasures, it provides training programs to support customers through these changes.
Useful tools include trade financing platforms that centralize and digitized trade financing operations, allowing companies and banks to manually manage vehicles such as credit, guarantees and collections. APIs provide uninterrupted integration between different systems such as the Bank’s Basic Banking System, the customer’s ERP system and third -party services. Artificial intelligence and machine learning are now used for document processing, risk assessment and compatibility: automaticization and estimation as well as other functions.
AI is a critical tool for arrangeing tariff classification, task calculation and customs documents, as AI Squarered’s chief AI Officer Michelle Bonat follows trading arrangements, providing personalized warnings and giving strength to chatbots for tariff questions.
“Banks can integrate AI into financial planning tools, and can help them run the tariff changes (eg Brexit, US-China tariffs) of businesses, regardless of how it can affect the costs or supply chains,” Bonat says. “AI may generally propose alternative supply chain paths or resource usage options based on tariff structures obtained by using predictive analytical, optimization algorithms and AI -based simulation models.”
The global trade environment is changing and businesses must adapt. However, the abundance of new tools and solutions shows that they can still find ways to develop by adopting innovation, searching for expert guidance and managing risks proactively.
